Save on Monthly Expenses with Free Utilities & No HOA for 1 Year + Free Finished Basement 

Special Offers & Events

Special Offers & Events

Garman is making it easy to afford a new home. Check out our exciting offers below, including the Early Black Friday low interest rate to help you save hundreds on your monthly payment and our 24-months refinance offer on closeout homes.

$1,000 Deposit Deal

$1,000 Deposit Deal

Get Your Home For just $1,000 Deposit!

Garman is making buying a home stress-free with our $1,000 Down Deal. Sign an agreement for a single-family Quick Move-in Home, to-be-built, or any Multi-Family Home and take advantage of this low deposit offer. You pick the home of your dreams and let Garman make your move easy and more affordable. Offer valid through 12/31/25




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No Utilities & HOA for 1 Year, Plus Free Finished Basement

No Utilities & HOA for 1 Year, Plus Free Finished Basement

Garman is making your monthly payment on a new home more affordable. Save nearly $500 on monthly expenses, plus get a free finished basement when you sign a contract on a To-Be-Built Home in one of Garman's neighborhoods. Or Get up to $15,000 in flex cash. 

The Savings Add Up

No HOA Fees for 1 Year (Save $135/mo. or 1,650/yr)*

Free Utilities for 1 Year (Save $350/mo. or $4,200/yr)*

Free Finished Basement ($25,000 Value)

Plus, Pay just $1,000 Deposit Down

Offer expires 12/31. All costs and savings are approximate and subject to change. Savings are based on a Signature Single-Family Homes. 

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Explore Neighborhood Incentives

Explore Neighborhood Incentives

Take advantage of exciting New Home Incentives offered at the following communities. Each offer is unique to a specific community to make your new home more affordable. 

SPECIFIC COMMUNITY INCENTIVES:

 Melrose Duplexes - Palmyra, PA 

Get Free Property Fence when you sign a contract on a to-be-built or quick move-in home at Melrose. This is limited-time offer ends 12/31/25. See agent for details and exclusions.

Southgate - Annville, PA

Enhance your new home with a Free Finished Basement (up to 500 sq. ft of finished space) when you sign a contract for a to-be-built home at Southgate. Offer valid through 12/31/25. See agent for details an exclusions.

The Reserve at North Cornwall Commons, Lebanon, PA

Exclusive Offer for First 2 Buyers. Choose from: 

$10,000 Flex Cash + Free Finished Lower Level Flex Space (To-be-built homes only)

or

Get $15,000 Flex Cash to use toward personal choices, closing costs, or base price

See agent for complete details. Exclusions apply. Offer may change at any time. 



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Refinance Offer

Refinance Offer

Use one of our Preferred Lenders and get a Refinance with Finance Fees Waived (Quick Move-In Homes).

Beginning 12/1/2025, when you finance your quick move-in home through a Garman Preferred Lender, you’ll enjoy waived lender fees when you refinance within two (2) years of your initial settlement date. This one-time offer includes a waiver of lender processing, administration, and document preparation fees. It does not include discount points or third-party fees such as escrows, prepaid taxes or insurance, homeowner association fees, title insurance, or recording fees. To qualify, borrower(s) must make at least six consecutive on-time payments on the original loan financing, and all borrower(s) must remain the same on the new loan. Minimum original loan amount is $300,000, and cash-out refinances do not qualify. This offer is not a commitment to lend and loan approval is subject to final underwriting. Agreement must be signed on or before 12/31/2025.

Settlement date must be within three (3) months of agreement date. Prior sales excluded. Buyer(s) must use a Contractor’s preferred settlement company for title work. Offer is not applicable to non-owner-occupied purchases. Offer may be modified or cancelled at any time without notice.

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$25,000 Off Home Upgrades at Meadowbrook Farms

$25,000 Off Home Upgrades at Meadowbrook Farms

Exclusive offer for the first two buyers! Get $25,000 off Option when you sign a contract on a to-be-built home in Garman's Meadowbrook Farms community in Carlisle, PA. 

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What Our 
Homebuyers Are Saying

The quality and little details were big improvements over the other homes we looked at. We weren't just looking at 'right now,' but also how the home will sell in the future. When you think about resale value and compare standard features and upgrades, they were the best!

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Save on Monthly Expenses with Free Utilities & No HOA for 1 Year + Free Finished Basement 

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