Finance Center

Take advantage of our finance tools to find the Garman home that is right for you. New home financing is a specialized field. To better serve your needs, we assign you an expert financial consultant from the moment you apply. He or she will work with you from the very beginning until the funding day, making the process smooth and seamless.

In addition to specializing in funding all your home financing needs, we offer superior customer service:

Free Pre-qualification
Smooth Application Process
Easy Closing
No Hassle Service
Fast. Focused. Flexible.

Application Documentation

The following is a list of items needed at application for rapid and proper processing of your loan.

Most recent 12 months’ mortgage history (canceled checks or last 12 months’ rental history)
1 month of most current pay-stubs from all current employers
2 years of most recent completed and signed complete federal tax returns and W-2’s
Name, addresses, dates of employment and salary for all employers for last 2 years
Most recent months’ bank statements (all accounts)
Social security numbers of all borrowers
Sales agreement on the land and legal description of the property (if applicable)
Complete set of plans, specifications, and builder’s contract, plus a record of deposits given to contractor.
Open loans – addresses, account numbers, balances and monthly payments or most recent statement if available.
If self-employed, complete set of most recent complete personal and business tax returns for last 2 years, (1099’s, K-1, etc.), plus year-to-date profit and loss statement.

Chris Kirman

Chris Kirman, Mortgage Consultant

Phone: 717.285.6687
Fax: 717.285.6438
ckirman@bankahb.com
American Home Bank

A Lancaster County Native, Chris has helped hundreds of families buy, build, afford and enjoy the home of their dreams. Concentrating on construction and purchase loans, Chris believes that a comprehensive and detailed knowledge of the mortgage industry is key. His goal is to make the lending process as comfortable as possible.That's why Chris is dedicated to ensuring a smooth transaction for all parties involved. He maintains an excellent relationship with not only his clients, but also realtors, builders, attorneys and settlement agents involved in the loan process.

First National Bank of Chester County
3840 Hempland Road
Mountville, PA 17554
Phone: 717.285.6400
Fax: 717.285.6411